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Independent agency · Punta Gorda

Florida home insurance is a mess. Let us shop it.

We compare more than 15 carriers for home, auto, flood and boat. One call, real quotes, no pressure, and someone who picks up when a storm's coming.

15+carriers compared
1 dayto get your quotes
2004serving Charlotte County
Tangled red mangrove roots reaching into shallow water
Mangroves hold the coast together in a storm. That's the idea.
Renewal shock check

Did your renewal just jump?

Type in last year's premium and this year's. If the jump stings, that's exactly when shopping pays off.

$
$

Nothing you type here leaves this page.

+43%this year
Last year
$3,400
This year
$4,850

Have Linda shop it
Atlantic hurricane season · June 1 to November 30

Hurricane season

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Review my policy
Coverage

What we shop for you.

A house with metal hurricane shutters closed

Homeowners

Wind and hurricane options, deductibles explained in plain numbers. We'll arrange a wind mitigation inspection, which can knock real money off.

Free quote · 1 business day

Flood

Not covered by homeowners. Often cheaper than people think, especially outside the high-risk zones.

Free quote

Auto

Bundled with home, it usually costs less than buying them separately.

Free quote

Boat & watercraft

Named storm haul-out coverage included where we can get it.

Free quote

Small business

General liability, workers' comp, commercial property.

Free quote
Flood zones, explained

What does your letter mean?

Your flood zone is on your survey, your elevation certificate, or the county's flood map. Pick yours.

Punta Gorda's historic city hall on a sunny day
Why independent
A captive agent sells one company. We work for you. So when your renewal jumps 40%, we shop it again instead of shrugging.

Linda, agency owner · Punta Gorda since 2004

  • Policy review at every renewal, automatically
  • Help with claims after a storm, start to finish
  • Se habla español
Get a quote

Have your declarations page handy.

That one page from your current policy is all we need to start. Email it, text a photo, or bring it by downtown.